Nonverbal Essay Example | Topics and Well Written Essays - 750 words

Nonverbal - Essay Example ited to individual space or proxemics, outward appearances or kinesics and an all the more generally saw current issue known as feel or ones outside magnificence. The nonverbal guideline I have picked incorporates not one but rather two, using style and proxemics to see responses and changes in communications. In the test I attempted I decided to dress as an individual from the road and sat close to an individual we can call Mary at a bus station. It turned out to be promptly evident that my being here was an interruption and she before long took her telephone out and started having a murmured discussion with another obscure person. While her tone was lovely her body synchrony demonstrated outrageous nervousness that expanded with little looks toward me as she crawled a tad at once down the seat to keep away from me. As the minutes delayed I stood up and drew nearer to her side and afterward plunked down once more, her response was quick and she stood up and strolled around behind the bus station to the contrary side. I endeavored to talk with her and present myself, while clarifying my activities she was not shockingly altogether ready to speak therefore I chose to move toward another person. My next disastrous subject we can call Tom, entered the bus station legitimately following the exit of Mary and quickly plunked down on the contrary side of the seat. His activities obviously demonstrated his absence of want for any collaboration, his arms were crossed, and he put earphones over his ears and brought down his eyes to glance before him. I chose to plunk down before him inside a meter or somewhere in the vicinity. His response was promptly obvious and he moved rapidly and straightforwardly to the contrary side of the seat. I at that point rearranged gradually to the seat and plunked down straightforwardly in the center of it my area was not exactly an arm’s length from Tom. I started playing with the folded papers I had and kicking uproariously at different rocks and things on the ground before us. He immediately concluded this was not exactly as he would prefer and asked me

Optimism Essay Example | Topics and Well Written Essays - 2500 words

Positive thinking - Essay Example Moreover, the examination presumes that regardless of its inclination, parts, and roots, good faith has surprisingly positive effect on human life and conditions. Characterizing Optimism Anthropologist, Lionel Tiger characterizes good faith as â€Å"a state of mind or demeanor related with an assumption regarding the social or material future-one which the evaluator views as socially attractive, to his [or her] advantage, or for his [or her] pleasure† (18 qtd. in Peterson 44).On the other hand, good faith is ascribed to be a feeling of individual control, and capacity to recognize significance in one’s own background. Hopefulness is an important mental asset which is for quite some time accepted to be related with psychological wellness (Frankle, 1963; Seligman, 1998; Taylor, 1989 qtd. in Taylor et al. 99).Such mental assets become critical when people are presented to testing or undermining events (Taylor 1164).These assets fill in as stores which empowers individuals to adapt to troublesome circumstances in a proficient way (Taylor et al. 99).Theorists Scheier and Carver(1985) alluded confidence as a summed up expectation that great when contrasted with terrible will happen an individual stands up to issue in pivotal areas of life(qtd. in Franken 476). By and large, the possibility of good faith alludes to an individual’s by and large positive methodology towards life and what it brings to the table. Natural Component of Optimism Lionel Tiger (1979) advances the organic clarification of good faith. He keeps up that in early days, when human left woodlands, being trackers they needed to confront passing and wounds constantly. Since human brain is slanted towards gaining from encounters, he relinquished the errands related with negative outcomes. In this way, it is organic adaption for people to build up an essential feeling of idealism. Moreover, Tiger contends that when human body is harmed, it discharges endorphins. For the most part, en dorphins have two properties; pain relieving traits which diminishes the sentiment of agony, and sentiments of happiness. People are organically versatile to constructive feelings when harmed so as to prop the procedure up (chasing) due to our ancestors’ encounters, in this manner, idealism is a characteristic which is actuated naturally (Franken 1994, qtd. in Dunavold 4). A few scholars accept that good faith is a character quality as opposed to a feeling. They view hopefulness as an inalienable personality which implies that individuals are characteristically idealistic or negative ( Dunavold 4). Learned Component of Optimism Many specialists accepted that positive thinking is a perspective which can be scholarly. As Martin Seligman’s thought of scholarly positive thinking, notwithstanding Daniel Goleman affirm that the idea that both expectation and confidence can be educated. He recognizes that self-adequacy prompts trust and hopeful view throughout everyday life. Self-viability alludes to the conviction that one has authority over life occasions and his capacity to address the difficulties as they show up throughout everyday life (qtd. in Dunavold 4). In any case, Dunavold can't help contradicting the hypothesis and states that, â€Å"... positive thinking can (not) be scholarly. Dr. Seligman’s technique for encouraging positive thinking depends vigorously on dynamic perspectives which I accept is even more a psychological activity...Optimism can (not) be strengthened or smothered. Additionally†¦

Credit Cards Tips 3 Basic Tips on How to Use Credit Cards

Credit Cards Tips 3 Basic Tips on How to Use Credit Cards How to Use Credit Cards: 3 Basic Tips How to Use Credit Cards: 3 Basic TipsCredit cards can be an awesome financial tool, but, if used incorrectly, they also become one heck of a trap.If you have bad credit, then you probably have a love/hate relationship with credit cards. You love spending money on them, but you hate having to pay your bill.And while maxing out your credit cards is a great way to tank your credit score, using your cards responsibly can also be a great way to help it!Here are three credit card tips you should follow in order to use your credit cards responsibly.1. Don’t carry a balance.Here’s the thing about credit cards, they’re awesome as long as you pay them off every month. That way, you can avoid interest, rack up points, and help improve your credit.But carry a balance month to month? That’s when things start to get dicey.“There’s a long-running myth that carrying a revolving card balance is good for your credit score,” says Monica Eaton-Cardone, co-founder and COO of Chargebacks911 (@Chargebacks911). “In fact, it’s exactly the opposite, and the sooner we put this myth to bed, the better.”Justine Lavelle, Chief Communications Officer of BeenVerified.com (@beenverified), agrees:“Some will say that you should carry balances on your credit cards so that it has a positive effect on your credit score. This is not a smart financial move as you will continue to pay interest on the balance you carry month to month.”“While it’s good to wait a few days to allow a purchase to show up on your statement, maintaining a revolving balance from one month to the next costs you more in interest charges and actually damages your credibility,” says Eaton-Cardone.“Your credit utilization ratioâ€"the amount of debt you possess compared to your total line of creditâ€"determines a considerable portion of your credit score. To have a revolving balance means that you’re using up more of your available credit, which creditors look at unfavorably.”Lavelle advises that you shouldn’t “carry balances on your credit card if you can avoid it. If you do carry a balance due to a big purchase or an emergency, make sure to figure out the cost of carrying that balance every month. It may shock you and it will also motivate you to make a solid plan to get it paid off as quickly as possible.”“Emergencies happen, and sometimes consumers simply can’t pay-off their total bill at the end of every month. However, it’s always best to keep your credit usage low enough to cover the entire balance with each billing cycle if at all possible,” says Eaton-Cardone.2. Choose your rewards carefully.One of the advantages that credit cards have over other kinds of loans is points and rewards. Spending money on your card can let you save on travel, groceries, or even get cash back.The only problem is that worrying too much about your points can lead to you spending too much! It’s a tricky balance to maintain. When shopping for rewards, you’ve got to make su re you’re careful.Benjamin Glaser, Features Editor for DealNews (@DealNews), says that you should “Find a rewards card that suits your purchasing habits. For example, if youre already a big traveler (like, for business), then get a card that offers more points for travel-related purchases, like the Chase Sapphire card. If you are buying mostly gas and groceries while trying to save up for a family vacation, then the AmEx Everyday Preferred card might be better.”When it comes to exploiting points or rewards through your card, Lavelle cautions that you must “make sure that you again do the math.”Buying travel by using your credit card to gain points is not the most cost effective way to purchase travel, especially if you can’t pay the balance each month. Really the only way to make this a “deal” is to use the credit card to get the points, pay the card off each month to avoid interest, and then be able to redeem the points for travel without needing to add cash to the award.”“If you don’t have large annual fees and reduce the interest, then at least the merchants you shop are the ones paying for your travel,” says Lavelle.Glaser also recommends finding a card that has a good signing bonus:“Dont overspend to meet the minimum to get bonus points, but try to find a card with an easily attainable minimum. If you know your credit card bill is at least $1,300 every month, then spending $4000 in the first three months of having a new rewards card to get a bonus 20,000 points should be easy.”“Know any additional perks that your card provides, and use them,” says Glaser. For example, lots of cards provide extended warranties when you make a purchase with the card. (Its rarely a good idea to purchase an extended warranty, and this is more of a reason not to.)”“Similarly, purchasing airfare and hotel bookings with your card could get you reimbursement if your trip is delayed. And before you purchase additional coverage for a rental car, see if your card provider will offer the coverage if you pay for the rental with your card,” he says.3. Don’t get greedy!The reason that credit cards are so dangerous is because it’s easy to forget that spending money on your card has consequences. Spending more than you can afford to pay off each month can leave you carrying a balance. And carrying a balance means that you’re paying interest.A credit credit used properly can be a great asset. A credit card used poorly can be like an anchor, dragging your credit score down into the watery depths. And the best way to use a credit card properly is make sure you know your limits.“As your credit history increases and you make payments on time, it is almost as if credit card companies set you up to fail by tempting you with ever increasing credit lines and tempting offers,” says Lavelle.“Don’t fall into the trap. Carry one credit card and consider carrying only a card with a low limit so that you will not be tempted to ma ke unwise purchase decisions. Using a card for day-to-day spending is becoming more and more common as cash is almost being phased out. It is easy to spend beyond your ability when paying with a credit card, so you may want to only carry a card that has a modest limit so this doesn’t become a problem. As with cash, a credit card with a low limit makes it easy to know when you are done. The money is gone.”If the secret to using a credit card is to avoid interest, then always remember that there are more ways to avoid interest than just paying off your balance. As your credit improves, you might start getting card offers with low introductory ratesâ€"sometimes as low as 0 percent! If you have higher rates on older cards, you might be able to transfer your balances and save yourself some money.Lavelle says that you should “Absolutely take advantage of low-interest rate offers. Be sure to check the fine print and the cost of the transfer fee but this is a great way to get back at the credit card company a little.”But this plan is not without its costs or conditions.“However, good credit and good income are required, but if you have those it is relatively easy to move balances around so that you can really limit the amount of interest you pay on balances. Just remember the transfer fee is interest so jumping too soon or too often can ruin the cost savings plan,” says Lavelle.If you’re someone whos recovering from bad credit, credit cards can be a dangerous temptation. you The more your bad credit improves, the more you’ll be tempted to borrow. Borrow too much and those high balances and interest payments could knock your credit right back down again.So be careful, stick to a plan, and don’t get greedy. That’s the way to use credit cards responsibly.If you have any credit card tips of your own that you’d like to share, please do! Let us know on Twitter at @OppLoans.Visit OppLoans on YouTube | Facebook | Twitter | LinkedINContributorsMonica Eato n-Cardone  (@Chargebacks911) is the COO of Chargebacks911, a company located in the Tampa Bay area dedicated to helping merchants optimize profitability through chargeback management. She co-founded the company in 2011 after operating as an eCommerce merchant. Through her own first-hand experience, Monica identified the need for proactive chargeback mitigation services in the eCommerce industry. Today, Chargebacks911 operates across the globe with offices throughout North America, Europe, and Asia.Benjamin K. Glaser (@DealNews) is Features Editor for DealNews, covering the intersection of culture, media, and technology. He joined the company in April 2013 and is based in Brooklyn. Responsible for long-form content ranging from product-buying guides to market-trend analysis, Benjamin maintains the DealNews brand’s distinctive, reliable voice.   In his free time, Benjamin loves binging on Netflix comedy series and finding the best burgers and pizza in New York.Justin Lavelle (@BeenV erified) is a Scams Prevention Expert and the Chief Communications Officer of BeenVerified. BeenVerified is a leading source of online background checks and contact information. It helps people discover, understand and use public data in their everyday lives and can provide peace of mind by offering a fast, easy and affordable way to do background checks on potential dates. BeenVerified allows individuals to find more information about people, phone numbers, email addresses and property records.

Fracking Hydraulic Fracturing - 601 Words

Hi,MY names G. from Middle School during this quarter are grade has been studying what is fracking Hydraulic fracturing is the process of drilling down vertically to get natural gas from shale rock layers deep within the earth. Fracking produces natural gas extraction. Recent advancements for the drilling technology have led to new manmade fractures in shale plays that were once not available for exploration.(What is fracking online). I think fracking is not safe because in the areas where Fracking is taking place, it is causing crimes which isn’t beneficial to the economy, it also causes methane to get into peoples water and it is effecting surrounding Fracking areas with toxins. I choose to send my letter to you because as I said before I do not like fracking and When i was looking for places in ohio that frack I found an article titled Youngstown man admits dumping toxic fracking waste into Mahoning River that tells how a man from cleveland took oil and gas drillings and dumping them into the mahoning river (McCarthy, Online) when i saw this i thought that maybe writing to a news channel in cleveland it could get shared on a show and it could reach people in cleveland and make them realize that frackings bad and maybe even end fracking there. Fracking is not safe because in the areas where Fracking is taking place, it is causing crimes which isn’t beneficial to the economy, it causes methane to get into peoples water also it is effectingShow MoreRelatedHydraulic Fracturing, or â€Å"Fracking†, is questionable in many people’s eyes. The â€Å"Why† â€Å"How†1700 Words   |  7 PagesHydraulic Fracturing, or â€Å"Fracking†, is questionable in many people’s eyes. 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Focusing primarily on water contamination and illnesses that potentially could be linked to the chemicals used in the d rilling process. By the end, I had questions about the actual process and what chemicalsRead MoreEssay on Fracking: Water Quality and Hydraulic Fracturing610 Words   |  3 Pages2010 Our Future joe cool OUR FUTURE Joe cool Intro. 105 â€Æ' Our Future 1 Hydraulic fracturing is the propagation of fractures in a rock layer caused by the presence of a pressurized fluid. (wiki 2011). This occurs naturally in nature, but the Hydraulic fracturing that I will speak of in this paper is a process being used by gas companies nationwide. Fracking is currently regulated by the EPA under the clean water act of 2005 (EPA.gov). However, this only partiallyRead More Hydraulic Fracturing: Fracking for a Better World Essay3559 Words   |  15 Pagesa process called hydraulic fracturing, or â€Å"fracking.† But this energy source is highly polarizing, with strong advocates and detractors. 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Millions of gallons ofRead MoreHydraulic Fracturing And Fracking : A Controversial Topic Across The Globe1489 Words   |  6 PagesHydraulic Fracturing or Fracking, as it more commonly known, is a very controversial topic across the globe. In the United States, its status remains the same. Hydraulic fracturing is a method of oil and natural gas production. The process includes the drilling of pipes 1-1.5 miles within the earth. After that pipe is secured and has an impermeable layer around the pipe, a tool that creates small holes within the impermeable layer is sent down through the pipe. It creates holes in the pipe that allo wsRead MoreThe United States Of The Industrial Revolution1720 Words   |  7 Pagescame up with a practice called hydraulic fracturing, also known as fracking; this process utilizes water pressure to fracture or break a rock in order to release and collect fuel such as gas or oil. In recent years, companies have mixed sand, chemicals and other proponents to retrieve the maximum amount of gas that each drilling site has to offer. A heated debate has begun concerning these mixtures and the money involved in fracking. While one side asserts that fracking should be banned because of potentialRead MoreEssay about Fracking: Drinking Water and New York664 Words   |  3 PagesFRACKING Purpose: To persuade the audience to help stop the hydraulic fracturing that is happening in New York and other states throughout the country. Thesis: Today I will discuss a very important issue that is happening in our own backyard. Hydraulic Fracturing, also known as â€Å"Fracking†, is contaminating our drinking water, all in the name of â€Å"Energy Reform†. How would you feel if you were able to set water on fire? Well some people in New York and Pennsylvania are literally able to

What Security If Any Can Be Provided Finance Essay - Free Essay Example

Sample details Pages: 10 Words: 3060 Downloads: 9 Date added: 2017/06/26 Category Finance Essay Type Research paper Did you like this example? Often the hardest part of starting a business is raising the money to get going. As a newly appointed Finance Manager of Melaleuca Refugee Company distributor in Malaysia with the Head office at Bangsar, Kuala Lumpur, present an idea of how to turn it into a successful business by having other outlets. You need to decide: How much finance is required? When and how long the finance is needed for? What security (if any) can be provided? Don’t waste time! Our writers will create an original "What Security If Any Can Be Provided Finance Essay" essay for you Create order The finance needs of a start-up should take account of these key areas: Set-up costs (the costs that are incurred before the business starts to trade) Starting investment in capacity (the fixed assets that the business needs before it can begin to trade) Working capital (the stocks needed by the business- e.g. raw materials + allowance for amounts that will be owed by customers once sales begin) Growth and development (e.g. extra investment in capacity) Task 1 Make a thorough research on the above company. Identify and briefly explain the sources of finance available for the expansion in the distribution of its line of products and highlight the implications of such sources of finance. Task 2 From the above, explain the importance of financial planning for Melaleuca Products and describe the impact of finance on the financial statements. Task 3 Obtain a Financial Statements of the company showing its two (2) consecutive latest annual statements. Compute for its profitability and liquidity ratio. Compare and comment on the result of your two (2) years calculations. Task 4 Analyze Melaleucas business environment through its consolidated results as shown in the Financial Statements. Table of Contents Title Page Introduction 3 Task 1 4-6 Task 2 7-8 Task 3 9-12 Task 4 13-16 Conclusion 17 Bibliography 18 Introduction to Finance Finance is a broad term that describes two related activities: the study of how money is managed and the actual process of acquiring needed funds. Because individuals, businesses and government entities all need funding to operate, the field is often separated into three sub-categories: personal finance, corporate finance and public finance. All three categories are concerned with activities such as pursuing sound investments, obtaining low-cost credit, allocating funds for liabilities, and banking. Yet each has its own specific considerations. For example, individuals need to provision for retirement expenses, which means investing enough money during their working years and ensuring that their asset allocation fits their long-term plans. A large company, on the other hand, may have to decide whether to raise additional funds through a bond issue or stock offering. Investment banks may advise the firm on such considerations and help them market the securities. As for public financ e, in addition to managing money for its day-to-day operations, a government body also has larger social responsibilities. Its goals include attaining an equitable distribution of income for its citizens and enacting policies that lead to a stable economy. Task 1: Make a thorough research on the above company. Identify and briefly explain the sources of finance available for the expansion in the distribution of its line of products and highlight the implications of such sources of finance. Introduction to Sources of Finance One of the most important issues facing all businesses, whether a business in the start-up phase or well-established, is the obtaining of appropriate levels of financing. Whether it is needed for investing in land, buildings or equipment, hiring new employees, investing in inventory or moving into new markets, obtaining sufficient financing to accomplish these goals is a dilemma nearly all business owners face. This law letter will provide a general overview of various sources of financing available to businesses both large and small. A listing of all the different possible avenues for raising funds to finance your business is beyond the scope of this law letter. The objective is to provide you with a basic working knowledge of various types of financing and things to watch out for with each. The most common sources of business financing which will be discussed in this letter are as follows: personal savings/love money, conventional debt financing (banks/credit unions), gover nment assistance, business partners/strategic alliances, venture capital and going public. Melaleuca Refugee Company Profile Melaleuca Refugee Centre provides an environment for resettlement and healing of refugee survivors of torture and trauma, their families and communities through confidential, high quality, holistic services. In 2002, it expanded to include IHSS services and became known as the Melaleuca Refugee Centre Torture Trauma Survivors Service of the NT Incorporated (Melaleuca Refugee Centre). Sources of Finance of Melaleuca Refugee Company, Malaysia The company receives significant grant funds from both the Federal and Northern Territory Governments to provide various assistance and support services to refugees and the survivors of torture and trauma and their families. Government Grant is a financial award given by the federal, state or local government to an eligible grantee.  Government grants are not expected to be repaid by the recipient.  Grants do not include technical assistance or other forms of financial assistance such as a loan or loan guarantee, an interest rate subsidy, direct appropriation or revenue sharing.  There is typically a lengthy application process to qualify and be approved for a government grant.  Most recipients are required to provide periodic reports on their grant projects progress. Australian government (i).Department of Immigration and Citizenship (ii).Department of Health and Ageing (iii).Department of Families, Housing, Community (iv).Services and Indigenous Affairs Northern Territory Government (i).Department of Children and Families (ii).Department of the Chief Minister, Office of Multicultural Affairs Toyota Foundation The  Toyota Foundation  makes international grants for research and applied projects, mainly in Asia. The Foundation supports work in the humanities, social sciences, and natural sciences. Themes include connections between culture and environment; traditional agriculture in Asia; community-based conservation; and indigenous communities and natural resources. Among the Foundations grant-making programs, the two of principal relevance in the Terra Viva Grants Directory are Research Grants Program and Asian Neighbors Program. (555 WORDS) Task 2: From the above, explain the importance of financial planning for Melaleuca Products and describe the impact of finance on the financial statements. Melaleuca is the most problematic invasive plant species in Florida because of its wide distribution range, prolific seed production and potential impact on human health (Fuller 2005). Melaleuca threatens the preservation of critical wildlife habitat in southern Florida including in the Florida Everglades National Park. Despite control efforts melaleuca still occurred in around 170 000 hectares of southern Florida in 1997, representing 6% of the total region (Bodle Van 1999, in Rayamajhi  et al. 2007; Laroche 1999). Ecosystem Change: Melaleuca threatens the integrity of subtropical freshwater ecosystem processes in Florida (Dray Center 1994, in Lopez-Zamora Comerford Muchovej 2004) by altering soil chemistry, reducing de-composition rates and modifying hydrology and fire regime. Melaleuca also reduces species biodiversity and alters species composition. Reduction in Native Biodiversity:  Melaleuca  forests provide limited food and habitat val ue for native wildlife and can reduce indices of native species in Florida wetlands by as much as 80% (Dray et al 2006; Bodle et al., 1994, OHare Dalrymple, 1997, in Dray et al. 2009; Porazinska Pratt Giblin-Davis 2007). Decreases in diversity of native plant biodiversity have also been linked with melaleuca in the Bahamas. Habitat Alteration: Melaleuca is contributing to significant habitat loss in the Everglades National Park by converting fire-maintained sawgrass communities into  Melaleuca  forest (Turner  et al. 1998, in Munger 2005). Displacement: Melaleuca displaces pond cypress (Taxodium ascendens) (Myers 1975 1983, Ewel 1986, in Rayamajhi  et al. 2008b), slash pine (Pinus elliottii) and sawgrass (Cladium jamaicensis) (Bodle  et al., 1994, in Tipping  et al. 2008). Competition: Melaleuca is competitively superior to most native vegetation occurring in the Florida Everglades (Turner  et al. 1998, in Pr att  et al. 2005b). It is fire-adapted, herbivore-adapted and produces seeds and roots prolifically. Inhibits the Growth of Other Species: Allelochemicals present in roots can have a detrimental effect on the soil biota (Porazinska Pratt Giblin-Davis 2007). Economic:Balciunas and Center (1991, in Serbesoff-King 2003) reported that by the year 2010, close to $2 billion would be lost due to the melaleuca invasion in southern Florida. Financial losses included $1 billion in tourism to the Everglades NP, $250 million in tourism to the rest of south Florida, $250 million in recreation, $250 million due to fires, $1 million in control efforts, $10 million due to loss of endangered species and $1 million to nursery growers. Agricultural: In one study 18 economic arthropod pests were collected from  M. quinquenervia  (Costello  et al. 2008). Human Health: As melaleuca populations expand in southern Florida and the human population increases the risk of fire and loss of human life and property increases (Laroche 1999). Modification of Hydrology: A stand of melaleuca may transpire more water than the sawgrass communities it replaces (Hofstetter 1991a, in Laroche 1999). Modification of Fire Regime: Ground fires, high temperatures, rapid spread rates and abundant smoke, all present in burning melaleuca stands, present new risks for wildlife in the Everglades wetlands (Flowers 1991, in Laroche 1999). Modification of Nutrient Regime: The rate of decomposition of melaleuca litter is slower than that of native plants (Van Rayamajhi, Unpub. Data, in Rayamajhi  et al. 2006b). (517 WORDS) Task 3: Obtain Financial Statements of the company showing its two (2) consecutive latest annual statements. Compute for its profitability and liquidity ratio. Compare and comment on the result of your two (2) years calculations. Profitability Ratio of Melaleuca Refugee Company Profitability Ratio YEARS 2011 2012 Net Surplus Margin (Net Surplus / Sales) 755,436 $ / 4,375,160 $ = 0.17 : 1 937,325 $/ 5,090,820 $ = 0.18 : 1 Return on Total Assets ( Surplus Available to Common Shareholders / Total Assets) 755,436 $ / 1,542,283 $ = 0.49 : 1 937,325 $ / 2,572,861 $ = 0.36 : 1 Return on Equity ( Surplus Available to Common Shareholders / Equity) 755,436 $ / 949,745 $ = 0.8 : 1 937,325 $ / 1,887,070 $ = 0.5 : 1 Gross Surplus Margin 0 / 4.375,160 $ = 0 0 / 5,090,820 $ = 0 ( Gross Surplus / Sales) 0 / 4.375,160 $ = 0 0 / 5,090,820 $ = 0 Table 1: Comparison of Profitability Ratio (Values extract from Appendix 1 2) Liquidity Ratio of Melaleuca Refugee Company Years 2011 2012 Liquidity Ratio 1,516,902 $ /$592,638 = 2.56 : 1 2,568,059 $ / $685,791 = 3.74 : 1 Quick Ratio [(Current Assets Inventories Prepayment) / Current Liabilities )] (1,516,902 $ 0 -0) / 592,638 $ = 2.56 : 1 (2,568,059 $ 0 0) / 685, 791 $ = 3.74 : 1 Table 2: Comparison of Liquidity Ratio (Values extract from Appendix 1 2) Explanation of the Comparison of the Profitability Ratios Net Surplus Margin Both the ratio for the years 2011 and 2012 also to 1, which means that if there is 1$ of sales, then there will be 0.17$ surplus and 0.18$ surplus for the two years respectively. There can be seen that the net surplus margin for year 2012 is higher than the year 2012 by 0.01 on the above Table 1. This is because of the difference between the total income for the both years 2011 and 2012. This may due to the funding and donation for the company. Return on Total Assets Both the ratio for the years 2011 and 2012 also to 1, which means that if there is 1$ of total assets, then there will be 0.49$ and 0.36$ of surplus to common shareholders for the years 2011 and 2012 respectively. The return on assets in year 2011 is higher than the year 2012 due to the total asset in year 2011 is lower than the total assets in year 2012. Return on Equity Both the ratio for the years 2011 and 2012 also to 1, which means that if there is 1$ of equity, then there will be 0.8$ and 0.5$ of surplus to common shareholders. The surplus difference between both years is 0.3$ due to the great difference of equity for the both years. Gross Surplus Margin There is also 0 for the gross surplus margin due to without of gross surplus for this company. This may say that the gross surplus margin is not applicable for this company. Explanation of Comparison of the Liquidity Ratio Current Ratio From Table 2 on above, can be seen that there is both the ratio for the years 2011 and 2012 also to 1, which means that if there is 1$ of current liabilities, then there will be 2.56$ and 3.74$ of current assets for two respective years. It can be show that the current ration of the year 2012 is higher than year 2011. This may cause by the current liabilities of the year 2012 is much higher than the year 2011. Quick Ratio From Table 2 as shown on above, we can be seen that there is the same quick ratio with the current ratio for the both years which are 2.56: 1 and 3.74: 1 for the years 2011 and 2012 respectively. This occurred is due to the company is no existing of inventories and prepayment. (638 WORDS) Task 4: Analyze Melaleucas business environment through its consolidated results as shown in the Financial Statements. Introduction of Business Environment of Melaleuca Melaleuca have successfully reached and implemented a new Enterprise Agreement with staff and their union, which the overwhelming majority of staff supported. This was approved by Fair Work Australia in February 2012.The Manager also engaged an external and independent consultant to review the structure and operations of the organization. The manager has also approved the consultants recommendations, and a new operational structure that better suits the current needs of the organization was implemented in July 2012. As part of this restructure, they created a new position of Deputy Director to better support executive management in Melaleuca. Mary Taylor (current Deputy Director) joined Melaleuca at a challenging time during the restructure. Manager members participated in a governance training workshop in February 2012 to expand our knowledge on the legal obligations of committee member and good governance practices. The Manager is currently working in collaboration with key st akeholders and staff on the next strategic plan for the organization to help organization set its direction for the short to medium term. In the background to all this activity, government policies on refugees and asylum seekers continue to evolve. Management and Staff of Melaleuca The Committee of Management and staff of Melaleuca have a legal and moral responsibility to manage Melaleuca in the best interests of the community it serves. Committee of Management and staff demonstrate professional ethical behaviour at all times in their responsibilities to the organization in their professional relationships with each other, and in their professional service to the community. Staff numbers at Melaleuca vary in relation to the centres program cycles. However, for the day-to-day program implementation 40 staff members are employed. Ali Nur has been the Director of the Melaleuca Refugee Centre since early December 2009. He studied Medicine in Somalia and has a Masters degree in Public Health from the University of Sydney. He worked with refugees from eastern Ethiopia from 1979 to 1982 and came to Australia on a scholarship sponsored by Community Aid Abroad. In 1983 he returned to Australia on a humanitarian visa. He trained health workers in remote Aboriginal c ommunities and worked with the NT Health Department. He also worked in Timor with Oxfam, in Indonesia doing earthquake relief, in Sri Lanka after the tsunami and in Vietnam with various international aid agencies. To read the NT News interview about our director (with authorization from NT News) Melaleuca Refugee Centre has a community-based Committee of Management (COM), which appoints the Director to manage the day-to-day operations of the organisation. The role of the Committee of Management is to meet regularly to monitor the performance and management of the organisation. The COM is elected from and by Associate Members of the organisation and is responsible for setting strategic directions. The COM meets at least 8 times a year. Counseling and Advocacy of Malaleuca The counseling team at Melaleuca Refugee Centre provides support, counseling and advocacy services to individuals and their families from refugee background. People who have experienced torture and trauma before coming to Australia might continue to suffer from effects of the prolonged exposure to human rights abuses, violence, war and physical hardship. Settling into a foreign country can be a very traumatizing experience. Melaleuca recognizes that peoples pre-migration experiences and the process of resettlement are important to psychosocial well-being. Melaleuca offers initial counseling upon arrival and long term counseling for those individuals or families in need. Youth Supports and Services of Malaleuca Melaleucas youth program provides a multi-function program, offering a holistic, timely and culturally appropriate service to young people of refugee and migration background aged 12 to 21 years. The youth program under RECONNECT supports young people who are at risk of homelessness and enhances refugee youth engagement with family, education, training and community. The youth team collaborates with other agencies to facilitate new networks for young people and provide them with important social connections and extra support. Community Development of Malaleuca Melaleuca delivers a range of community development programs underpinned by the key principles and values of Community Development: education, participation, democracy, advocacy and strategies of community empowerment and strengthening that build social capital and community capacity. In the case of survivors of torture and trauma, community development rebuilds resilience which may have been eroded by past experiences. Community Development accepts that the impact of torture and state-sanctioned violence may result in distrust and conflict, and aims to build social cohesion and strength. It identifies and builds on individual and community assets. It links the community with others in collaborative partnerships, and empowers individuals and communities who are particularly disadvantaged within the resettlement country. Past Events of Malaleuca OzFusion 2013 multicultural Australia Day was a resounding success with around 600 attending. This was the first time Melaleuca was involved in this high profile event. Our clients were engaged in all aspects of the day and it was a great opportunity to meet other multicultural groups. OzFusion celebrated Darwins cultural diversity through an exciting and engaging program of cultural performances and bands and featured delicious multicultural food. A special guest this year was Australia Day Ambassador Mr John Kundereri Moriarty AM, a Territorian and Chairman and co-founder of the Sydney-based Jumbana Group, a leading Australian Indigenous design consultancy. The Hon Terry Mills MLA, Chief Minister of the Northern Territory who performed Waltzing Matilda and In the Jungle with Capricornica and African All Star Drummers. The Lord Mayor of Darwin Katrina Fong Lim gave a welcome speech. (910 WORDS) Conclusion As a conclusion, the objective of financial statements analysis is to show how to rearrange information from financial statements into financial ratios that provide information about five areas of financial performance which are short-term solvency, activity, financial leverage, profitability and value. Accounting statements provide important information about the value of the firm. Financial analysis learns how to rearrange financial statements to squeeze out the maximum amount of information. While removal of Melaleuca is a mandate for public agencies, one of the remaining obstacles is that private landowners have generally not implemented control practices. While it is technically illegal for private individuals to possess Melaleuca, very little is actually being done to force them to remove it from their property, with the exception of a few proactive municipalities. Thus, while infestations of Melaleuca have declined on public lands, they are flourishing on private lands. T hese stands on private property may lead to new infestations or infestation in areas already treated, thus undermining public control efforts. A comprehensive strategy that includes private landowner incentives and enforcement is needed for inducing these landowners to adopt recommended control practices for Melaleuca. (188 WORDS)

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God. † subsequently, end off with how my saint taught e to always a positive outlook for the world, and also to put our trust In God. Saint Teresa of Avail had once stated â€Å"l never liked gloomy saints, always try to be cheerful everyday. We will write a custom essay sample on Article questions or any similar topic only for you Order Now † This taught me that having a negative split may lead you to have a not so good day, whereas if we are more cheerful we then always think positive and we eliminate the people/things that make us unhappy. Blessed are those who are persecuted for righteousness’ sake for theirs is the kingdom of heaven. † This beatitude embodies my saint because Saint Teresa at one point in her life wanted to come a martyr, meaning she refused to fear death when it came to her faith. â€Å"Blessed are the pure in heart for they will see God† I believe my saint was pure in heart because it was also noticed from another’s perspective that she was friendly and saw the good in others. Lastly, my saint left us with a quote saying, always find that those who walked closest to Christ were those who had to ear the greatest trials† this quote means that on earth there will come a time where we will be given consequences for our belief, but this shows that God gives his hardest battles to his strongest soldiers. We who abide in Christ will be saved all we need to do here on earth is put our trust in God and never give up our faith. So all in all, Saint Teresa of Avail was a very strong woman, strong mentally and spiritually and now it is our duty as believers to live a strong Christian mental and spiritual life as well. In conclusion, Saint Teresa of Avail left us with another quote saying, â€Å"it is love alone that gives worth to all things. † Therefore we need to love to give our life on earth some worth, which I believe is to live the life we love and love the life we live, all In a Christian positive, spiritual manner. How to cite Article questions, Papers

Medical Uses of Marijuana

Marijuana is medicinal extracts from a plant known as Cannabis sativa. Cannabis sativa contains psychoactive cannabinoids such as tetrahydrocannabinol, cannabidiol, and cannabinol amongst others. The presence of cannabinoids in Cannabis sativa gives it medicinal and scientific importance. Advertising We will write a custom essay sample on Medical Uses of Marijuana specifically for you for only $16.05 $11/page Learn More The use of marijuana for therapeutic purposes is very controversial as many countries consider it an illegal drug while others consider it a medicinal and legal substance. Current scientific studies have proved that marijuana can effectively cure Alzheimer’s disease, lung cancer, breast cancer and brain cancer. Moreover, cannabinoids improve appetite, enhance blood circulation, control sleep, and is a potent analgesic. Therefore, pharmacological use of marijuana to meet safety and efficacy standards will give optimum therapeutic b enefits and minimal side effects. Since cannabinoids cause psychoactive effects, it is not quite accurate to determine the effectiveness of cannabinoids psychologically. Effective psychotherapy analysis of cannabinoids effects requires thorough understanding of their mechanism of action. Research studies have found out that tetrahydrocannabinol accumulates in the brain fatty tissues and binds to its receptors thus producing its effects. These receptors are found in large numbers in the cerebral cortex, which is the seat of human consciousness and in areas involved in the control of skilled movement † (Coon Mitterer, 2008, p. 211). The Angel’s story that marijuana helped in movement and sped up healing process, hence medically effective, is not true since tetrahydrocannabinol stimulated brain receptors. The stimulated receptors interfered with consciousness and controlled the movement. Marijuana is medically effective in relieving chronic pains associated with cancer and traumatic injuries. To determine the effectiveness of marijuana in relieving chronic pains, I would first consider legal, ethical, social, and medical aspects of the study. Advertising Looking for essay on health medicine? Let's see if we can help you! Get your first paper with 15% OFF Learn More On the study, I would select 12 patients who are suffering from chronic pain and divide them into three groups; one group administer with conventional analgesic, another to administer with marijuana and the last group to administer with a placebo. â€Å"Precautions to insure neutrality of drug, set and setting, including use of a double-blind procedure as an absolute minimum, are vitally important if the object of investigation is to measure real marijuana-induced responses† (Well, Zinberg, Nelsen, 1968, p. 1236). Comparative studies of the conventional analgesic and marijuana effects will prove the effectiveness of marijuana as analgesic while comparative studi es with placebo effect will give the extent of psychological illusions. This study will give credible findings regarding marijuana as analgesic. Regular use of psychoactive drugs such as marijuana would cause adverse side effects. Mental side effects such as paranoia, dizziness, and hallucinations occur when an individual takes high and regular doses. According to Mohamed, â€Å"†¦smoked or oral marijuana doses or even ordinary doses taken by a sensitive, inexperienced, or predisposed person can produce transient anxiety, panic, feelings of depression and other dysphoric mood changes, depersonalization, bizarre behaviors, delusions, illusions, or hallucinations† (2006, p. 12). The feelings of hallucination make one to lose consciousness and feel as though in very different world that is full of bliss. Another potential side effect is cardiovascular and automotive effects. â€Å"A consistent, prominent, and sudden effect of marijuana is a 20 to 100 percent increase in h eart rate lasting up to 2 to 3 hours† (Mohamed, 2006, p. 13). Increased heart beat rate predisposes hypertension and heart attack. The real world examples are the Rasta people in Jamaica and all over the world who consider marijuana as medicine and source of inspiration in their religion. This has predisposed them to hallucinations and cardiovascular diseases. References Coon, D., Mitterer, J. (2008). Introduction to Psychology: Gateways to the Mind and Behavior. New York: Cengage Learning.Advertising We will write a custom essay sample on Medical Uses of Marijuana specifically for you for only $16.05 $11/page Learn More Mohamed, B. (2006). Cannabinoids in Medicine: A Review of Their Therapeutic Potential. Journal of Ethnopharmacology, 105 (2): 1–25. Well, A., Zinberg, N., Nelsen, J. (1968). Clinical and Psychological Effects of Marijuana in Man. Science, 162. 1234-1242. This essay on Medical Uses of Marijuana was written and submitted by user Macey Davis to help you with your own studies. You are free to use it for research and reference purposes in order to write your own paper; however, you must cite it accordingly. You can donate your paper here.